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New business?
However small
it may be,
success requires
proper planning,
preparation and
insight.

YOUR
RIGHTS In business, there are no
guarantees. There’s simply
no way to eliminate risks
associated with starting an
enterprise. But you can improve
chances of success with good
planning, preparation and insight.
Find out what to consider when
starting a business.
Drawing up a business plan
It’s important to draft a
comprehensive and thoughtful
business plan. Much hinges on
it: Outside funding, credit from
suppliers, management of your
operation and finances, promotion
and marketing of your business,
and achievement of your goals
and objectives.
Creating a business plan will
force you to think about key issues
before you start your enterprise,
such as raising money and your
projected start-up costs and
marketing strategies. This will help
you figure out if your idea is
a winner.

Naming
The core of naming a business lies
in understanding the trademark
law. Trademarks help consumers
identify the makers of the goods
or services. Often, the name of
your company may also be used
as a trademark to identify your
company’s offerings. What’s in a
name, you may wonder. But if you
choose something too similar to a
competitor’s name, you might be
accused of violating the their legal
rights, and you could be forced to
change it and even pay monetary
damages. A good business name
should be:
■ Distinctive
■ Memorable
■ Easily spelled and
pronounced
■ Suggest the products or
services you offer
■ Distinguish you from your
competitors
Partnerships
Many people opt for partnerships
with their friends or relatives for
doing business, because they
feel very comfortable dealing with
people they have known for a long
time. But before you do, create
a Partnership Agreement which
should include the following:
■ Amount of equity invested by
each partner
■ Type of business
■ How profit and loss will be
shared
■ Each partner’s pay and
compensation
■ Distribution of assets on
dissolution
■ Provisions for changes or
dissolving the partnership
■ Dispute settlement clause
■ Settlement in case of death or
incapacitation
■ Restrictions of authority
and expenditures
Financing A new business
Money can be raised either by
borrowing it from a friend, family
member, bank or selling ownership
interests (equity) in your business.
There’s no hard and fast rule on
the best way to raise money; you’ll
have to evaluate your situation
and decide what kind of loan or
investment you’re willing to take.
If you are going beyond family
and friends for loans or equity
investments, you’ll definitely need
a business plan.
If you take a loan, you will
have to repay the money over
time (usually monthly), with
interest. The lender won’t receive
an ownership interest in your
business, and you won’t have to
share any of your future profits
with the lender. On the other hand,
if you raise money by selling equity
(ownership interests), you will
not have to make these monthly
payments or repay the investment
at any particular date. L e g a l
All about you
The business of
doing business
your business is profitable, you’ll
need to share the profits with your
investors, generally in proportion
to the percentage of the business
they own.
Licences and permits
Business licences and permits
can range from the general (a
basic trade licence to operate
a business within a city), to the
specific (a permit to sell alcohol/
firearms/food items). Bear in mind
that regulations vary by industry.
Investigate into the licensing
and permit requirements that
affect your industry, and avoid
any temptation to ignore these
important regulatory details.
Being out of licensing and permit
compliance could leave you
unprotected legally, which may
lead to expensive penalties, and
can jeopardise your business.
Location of workplace
There is no universal rule for
choosing a business location.
The biggest consideration is
sometimes not where it is but
what it is. The building facilities
need to be appropriate for your
business whether you are working
from home, a business centre or
a rented space. Or you could take
up space in a market with similar
businesses or consumer groups.
Entering into agreements
Be mindful of employment
contracts as these take different
forms. All employees at a
company may be asked to sign
the same form of contract, or
each employee may have a
contract with the employer that
is exclusively applicable to his
or her employment agreement.
It mentions the kind of work the
employee will do, for how long,
and at what rate of pay. Please
consult an attorney who can
advise you about Confidentiality
and Non-Competition Agreements,
and clauses pertaining to
ownership of inventions, exclusive
employment, termination,
minimum wages, bonus,
arbitration and jurisdiction.
In almost all business dealings,
every time you or your company
agrees to take some action or
make a payment in exchange
for anything of value, a legal
contract is created. Make sure
that you and the other party
agree on the meaning of any
potentially ambiguous words or
phrases. Even a misplaced (or
unnoticed) punctuation mark can
dramatically change the scope of
your rights and obligations under a
contract. Watch out for commonly
misused words. When you agree to
bimonthly payments, for instance,
do you understand that you will be
paid every other month? Or do you
expect to be paid twice a month?
Some business agreements may
be simple enough for the regular
person to draft, while others may
require the help of a lawyer.
Advertising
If your advertisement is deceptive,
you’ll face legal problems even
if you had the best intentions
while framing it. In addition, if
your advertisement contains a
false statement, you have already
violated the law. The fact that you
didn’t know ‘the information was
false’ is irrelevant. Advertisements
should conform to laws and
should not go against morality,
decency and the religious
susceptibilities of people.
Business Advisors
Finally, the key to success for any
entrepreneur is to have the best
set of advisors, not necessarily
the most expensive but the
ones you can trust totally. These
may includes lawyers, chartered
accountants, insurance advisors,
and bankers among others.

Decide on the meaing of potentially
ambiguous phrases. Even a misplaced
punctuat ion mark can change the
scope of your rights and obligations..

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FAQ Technical-Home Construction1. What is the difference between Teakwood and Country wood?Teak wood has got very good strength and durability than country wood.2. What should be the minimum size of the main door of a flat?The minimum size of any main door should be 3'3”x 7'0”.3. What is meant by Curing?Curing is the process of applying water for civil works. Curing is very important for the strength of the building.4. Explain about TMT, CTD and mild steel?TMT (Thermo Mechanically Treated) is a high strength steel than CTD (Cold Twisted and Deformed) bars, mild steel is used for grill works.5. Is there any alternative for mud bricks?Yes, concrete blocks are very good alternative for mud bricks.6. What should be the roof height in a flat?The minimum roof height should be 9'0”.7. What is meant by 43 and 53 Grade cement?Here 43, and 53 refers the strength of cement for 43 grade it is 43 N/mm2 after 28 days for 53 grade it is 53 N/mm2.8. Why termite proof is necessary in a flat?Termite eats wood and concrete. So that it becomes porous. Hence termite proofing work has to be done.9. What is cement paint, Distemper, Emulsion paint?Cement paint normally used for newly built walls, because it is water resistant. Distemper paint, Plastic emulsion with wall putty will give luxury finish.10 What is meant by honey comb?Honey comb appears in the concrete due to poor mixing, improper compaction and water cement ratio.11 What is meant by 5 Amp & 15 Amp power point?BitmapElectric and electronic appliances which consume electricity less than 5 Amps we can use 5 Amps plug point and if it is above 5 Amps we should use 15 Amps plug point.12 What are the merits of split A/C than window A/C? Split A/C has got very good aesthetic appearance, safety and easy for maintenance than window A/C.13 Electricity Saving tips.Replace bulbs with tube lights. you will get 5 times more life span ie. 5 times more light for the same amount of power consumed.Electronic chokes for tube lights and electronic regulators for fans help save another 10% on each power.Go for dimmer switches in your drawing room you can adjust lighting as per need, and save power.14 What are the sources of fire in a building?Short circuit, earth leakage, cooking gas leakage, are the major sources of fire.15 What is R.O.P treatment for water purification?R. O. Plant is normally installed for treating the water for Domestic purpose. A membrane is used to filter the water in this Reverse Osmosis Plant.16. HOW TO PREVENT DAMP IN ROOF AND WALL?Presently, we advise people who request for such information to meet construction chemical manufacturers who have their own systems like FOSROC, SIKA, CICO, PIDILITE, SAHARA , CALTECH, etc.17. WHAT IS THE BEST KIND OF FLOORING TO CHOOSE?Your flooring choice will depend on your preferences, your budget, and where you are going to lay it. Here are some of the main choices:Ceramic tile: Wide range of ceramic Tiles are available depending on quality, colour, material and price. It's tear and wear is less and easy to maintain .Marble: It is a luxury flooring materials. Joints are very less compared to tiles flooring.It can be polished when ever we want.Granite: It is also a luxury flooring material. Granite stones are very harder than marble18. What is meant by 4 ½ “ brick wall?It is a single brick wall used for partition walls inside the flat.19. What is meant by 9” brick wall?It is double brick wall used for outside walls of flat.20 what is mean by framed structure?It is a normal construction method in which the building load is transferred to the earth through beams, columns etc. and not by brick walls. In this type of construction it is very easy to alter or modify the walls and inner dimensions of a flat.21 what is mean by load bearing structure?It is a traditional methods of construction. The building load is transferred to earth through the brick walls. Hence alteration of brick walls becomes difficulty.22 Explain about wall cracks and their solutions?They might appear in the initial years after completion of building. Cracks in the internal and external plaster occur due to wear andTear and settlement of building23 What is the reason for dampness inside the flat during rainy season?For the first 2-3 monsoons, damp patches resulting in cracks might appear on the walls due to seepage. But this problem can be minimized by repainting the building from inside and outside every 3-5 years.24 Area calculation and measurement chart:1 sq.m 10.764 sq. ft1 metre 3.28 feet1 hectare 2.47 acre1 hectare 10,000 sq.m1 acre 43,560 sq.ft.= 4046.82 sq.m1 acre 100 cent = 4840 sq.gejam1 cent 435.6 sq.ft.=40.5 sq.m1 ground 222.96 sq.m. = 5.5 cent=2400 sq.ft1 metre 3.28 feet1 kuli 44 cent1 kaani 132 cent = 3 kuli1 dismil 1.5 cent1 foot 12 inch = 30.48 centimetre1 mile 1.609344 kilo metre=5248 feet1 kilometre 1000 metre = 0.6214 mile=3281 feet1 furlong 660 feet = 220 kejam1 kilometre 5 furlong1 link / chain 0.66 foot = 7.92 inch1 kejam 3 feet1 mile 8 furlong1 ares 1076 sq.ft. = 2.47 cent1 chain 22 kejam1 furlong 10 chain1 inch 2.54 centimetre1 kejam 0.9144 metre1 township 36 sq.mile1 sq.mile 640 acre1 kg 2.2 lbs=32.3 ounce

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