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New business? However small it may be, success requires proper planning, preparation and insight. YOUR RIGHTS In business, there are no guarantees. There’s simply no way to eliminate risks associated with starting an enterprise. But you can improve chances of success with good planning, preparation and insight. Find out what to consider when starting a business. Drawing up a business plan It’s important to draft a comprehensive and thoughtful business plan. Much hinges on it: Outside funding, credit from suppliers, management of your operation and finances, promotion and marketing of your business, and achievement of your goals and objectives. Creating a business plan will force you to think about key issues before you start your enterprise, such as raising money and your projected start-up costs and marketing strategies. This will help you figure out if your idea is a winner. Naming The core of naming a business lies in understanding the trademark law. Trademarks help consumers identify the makers of the goods or services. Often, the name of your company may also be used as a trademark to identify your company’s offerings. What’s in a name, you may wonder. But if you choose something too similar to a competitor’s name, you might be accused of violating the their legal rights, and you could be forced to change it and even pay monetary damages. A good business name should be: ■ Distinctive ■ Memorable ■ Easily spelled and pronounced ■ Suggest the products or services you offer ■ Distinguish you from your competitors Partnerships Many people opt for partnerships with their friends or relatives for doing business, because they feel very comfortable dealing with people they have known for a long time. But before you do, create a Partnership Agreement which should include the following: ■ Amount of equity invested by each partner ■ Type of business ■ How profit and loss will be shared ■ Each partner’s pay and compensation ■ Distribution of assets on dissolution ■ Provisions for changes or dissolving the partnership ■ Dispute settlement clause ■ Settlement in case of death or incapacitation ■ Restrictions of authority and expenditures Financing A new business Money can be raised either by borrowing it from a friend, family member, bank or selling ownership interests (equity) in your business. There’s no hard and fast rule on the best way to raise money; you’ll have to evaluate your situation and decide what kind of loan or investment you’re willing to take. If you are going beyond family and friends for loans or equity investments, you’ll definitely need a business plan. If you take a loan, you will have to repay the money over time (usually monthly), with interest. The lender won’t receive an ownership interest in your business, and you won’t have to share any of your future profits with the lender. On the other hand, if you raise money by selling equity (ownership interests), you will not have to make these monthly payments or repay the investment at any particular date. L e g a l All about you The business of doing business your business is profitable, you’ll need to share the profits with your investors, generally in proportion to the percentage of the business they own. Licences and permits Business licences and permits can range from the general (a basic trade licence to operate a business within a city), to the specific (a permit to sell alcohol/ firearms/food items). Bear in mind that regulations vary by industry. Investigate into the licensing and permit requirements that affect your industry, and avoid any temptation to ignore these important regulatory details. Being out of licensing and permit compliance could leave you unprotected legally, which may lead to expensive penalties, and can jeopardise your business. Location of workplace There is no universal rule for choosing a business location. The biggest consideration is sometimes not where it is but what it is. The building facilities need to be appropriate for your business whether you are working from home, a business centre or a rented space. Or you could take up space in a market with similar businesses or consumer groups. Entering into agreements Be mindful of employment contracts as these take different forms. All employees at a company may be asked to sign the same form of contract, or each employee may have a contract with the employer that is exclusively applicable to his or her employment agreement. It mentions the kind of work the employee will do, for how long, and at what rate of pay. Please consult an attorney who can advise you about Confidentiality and Non-Competition Agreements, and clauses pertaining to ownership of inventions, exclusive employment, termination, minimum wages, bonus, arbitration and jurisdiction. In almost all business dealings, every time you or your company agrees to take some action or make a payment in exchange for anything of value, a legal contract is created. Make sure that you and the other party agree on the meaning of any potentially ambiguous words or phrases. Even a misplaced (or unnoticed) punctuation mark can dramatically change the scope of your rights and obligations under a contract. Watch out for commonly misused words. When you agree to bimonthly payments, for instance, do you understand that you will be paid every other month? Or do you expect to be paid twice a month? Some business agreements may be simple enough for the regular person to draft, while others may require the help of a lawyer. Advertising If your advertisement is deceptive, you’ll face legal problems even if you had the best intentions while framing it. In addition, if your advertisement contains a false statement, you have already violated the law. The fact that you didn’t know ‘the information was false’ is irrelevant. Advertisements should conform to laws and should not go against morality, decency and the religious susceptibilities of people. Business Advisors Finally, the key to success for any entrepreneur is to have the best set of advisors, not necessarily the most expensive but the ones you can trust totally. These may includes lawyers, chartered accountants, insurance advisors, and bankers among others. Decide on the meaing of potentially ambiguous phrases. Even a misplaced punctuat ion mark can change the scope of your rights and obligat ions

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FAQ Technical-Home Construction1. What is the difference between Teakwood and Country wood?Teak wood has got very good strength and durability than country wood.2. What should be the minimum size of the main door of a flat?The minimum size of any main door should be 3'3”x 7'0”.3. What is meant by Curing?Curing is the process of applying water for civil works. Curing is very important for the strength of the building.4. Explain about TMT, CTD and mild steel?TMT (Thermo Mechanically Treated) is a high strength steel than CTD (Cold Twisted and Deformed) bars, mild steel is used for grill works.5. Is there any alternative for mud bricks?Yes, concrete blocks are very good alternative for mud bricks.6. What should be the roof height in a flat?The minimum roof height should be 9'0”.7. What is meant by 43 and 53 Grade cement?Here 43, and 53 refers the strength of cement for 43 grade it is 43 N/mm2 after 28 days for 53 grade it is 53 N/mm2.8. Why termite proof is necessary in a flat?Termite eats wood and concrete. So that it becomes porous. Hence termite proofing work has to be done.9. What is cement paint, Distemper, Emulsion paint?Cement paint normally used for newly built walls, because it is water resistant. Distemper paint, Plastic emulsion with wall putty will give luxury finish.10 What is meant by honey comb?Honey comb appears in the concrete due to poor mixing, improper compaction and water cement ratio.11 What is meant by 5 Amp & 15 Amp power point?BitmapElectric and electronic appliances which consume electricity less than 5 Amps we can use 5 Amps plug point and if it is above 5 Amps we should use 15 Amps plug point.12 What are the merits of split A/C than window A/C? Split A/C has got very good aesthetic appearance, safety and easy for maintenance than window A/C.13 Electricity Saving tips.Replace bulbs with tube lights. you will get 5 times more life span ie. 5 times more light for the same amount of power consumed.Electronic chokes for tube lights and electronic regulators for fans help save another 10% on each power.Go for dimmer switches in your drawing room you can adjust lighting as per need, and save power.14 What are the sources of fire in a building?Short circuit, earth leakage, cooking gas leakage, are the major sources of fire.15 What is R.O.P treatment for water purification?R. O. Plant is normally installed for treating the water for Domestic purpose. A membrane is used to filter the water in this Reverse Osmosis Plant.16. HOW TO PREVENT DAMP IN ROOF AND WALL?Presently, we advise people who request for such information to meet construction chemical manufacturers who have their own systems like FOSROC, SIKA, CICO, PIDILITE, SAHARA , CALTECH, etc.17. WHAT IS THE BEST KIND OF FLOORING TO CHOOSE?Your flooring choice will depend on your preferences, your budget, and where you are going to lay it. Here are some of the main choices:Ceramic tile: Wide range of ceramic Tiles are available depending on quality, colour, material and price. It's tear and wear is less and easy to maintain .Marble: It is a luxury flooring materials. Joints are very less compared to tiles flooring.It can be polished when ever we want.Granite: It is also a luxury flooring material. Granite stones are very harder than marble18. What is meant by 4 ½ “ brick wall?It is a single brick wall used for partition walls inside the flat.19. What is meant by 9” brick wall?It is double brick wall used for outside walls of flat.20 what is mean by framed structure?It is a normal construction method in which the building load is transferred to the earth through beams, columns etc. and not by brick walls. In this type of construction it is very easy to alter or modify the walls and inner dimensions of a flat.21 what is mean by load bearing structure?It is a traditional methods of construction. The building load is transferred to earth through the brick walls. Hence alteration of brick walls becomes difficulty.22 Explain about wall cracks and their solutions?They might appear in the initial years after completion of building. Cracks in the internal and external plaster occur due to wear andTear and settlement of building23 What is the reason for dampness inside the flat during rainy season?For the first 2-3 monsoons, damp patches resulting in cracks might appear on the walls due to seepage. But this problem can be minimized by repainting the building from inside and outside every 3-5 years.24 Area calculation and measurement chart:1 sq.m 10.764 sq. ft1 metre 3.28 feet1 hectare 2.47 acre1 hectare 10,000 sq.m1 acre 43,560 sq.ft.= 4046.82 sq.m1 acre 100 cent = 4840 sq.gejam1 cent 435.6 sq.ft.=40.5 sq.m1 ground 222.96 sq.m. = 5.5 cent=2400 sq.ft1 metre 3.28 feet1 kuli 44 cent1 kaani 132 cent = 3 kuli1 dismil 1.5 cent1 foot 12 inch = 30.48 centimetre1 mile 1.609344 kilo metre=5248 feet1 kilometre 1000 metre = 0.6214 mile=3281 feet1 furlong 660 feet = 220 kejam1 kilometre 5 furlong1 link / chain 0.66 foot = 7.92 inch1 kejam 3 feet1 mile 8 furlong1 ares 1076 sq.ft. = 2.47 cent1 chain 22 kejam1 furlong 10 chain1 inch 2.54 centimetre1 kejam 0.9144 metre1 township 36 sq.mile1 sq.mile 640 acre1 kg 2.2 lbs=32.3 ounce

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